With Christmas over — just barely — many people are breathing sighs of relief and starting to take it easy. I truly hope each of you had a wonderful holiday and are ready to take things a bit easier for awhile. However, this doesn’t mean we can let our guard down as far as scammers, fraudsters and other criminal are concerned.

For those of you who are regular readers of this column, by now you know that I am constantly reminding you that those who would do us evil never take a holiday and post-Christmas is no exception.